“It’s not like he lives the sex, drugs and rock n roll life – HE’S A FOLK MUSICIAN!!”

I’m currently sitting on the sofa listening to Cerri try to renew her car insurance with Zurich over the phone. She had to call them because they threatened to refuse her insurance if she didn’t call them up by a specific date. I am the problem it seems… She put my occupation on the form as ‘musician’, and she has been on the phone to them for about an hour.

I’ve heard her say:

“No, he won’t be having groupies in the car.”

“No drugs, but you are likely to find Arun jumpers, and probably some Morris bells.”

Then this classic: “It’s not like he lives the sex, drugs and rock n roll life, HE’S A FOLK MUSICIAN!!”

To be honest we were laughing until they gave her the quote… It seems that if you’re a musician, no matter if that’s a rock musician, folk musician, or a violinist at Glyndebourne, we are all lumped in as crazy party animals. I blame George Michael for driving his car into that shop myself.

So she’s trying a new company, this time putting me down as ‘composer’. What the difference a word can make!

13 responses to ““It’s not like he lives the sex, drugs and rock n roll life – HE’S A FOLK MUSICIAN!!””

  1. I like the idea of telling them you’re a teacher. Makes you sound like you’re driving a volvo to the local high school each day.

  2. My experience was when I asked to include my partner, a musician, as a named driver,
    and this is in Ireland.

    She is a singer harpist, so there is a second question,

    “does she play concert harp or Irish harp?”

    I asked what difference does it make,
    and was told that I needed goods vehicle insurance if I said concert harp,
    just in case she carries the concert harp in the vehicle or on the roof rack.
    while regular car insurance is ok for the Irish harp and no extra charge.


  3. With our profile increasing every year and the negative stereotypes losing their power, I suspect there will come a time when you can get lower cost insurance by saying you’re a druid. 😀

  4. Same company, my husbands occupation was graphic designer mine as second driver was artist, they had seven fits at that, we are according to insurance protocol totally unreliable and therefore would have to pay a hefty fee, I’m over 50, never had any points off my license, never made a claim etc -grrr!

  5. I belive this came up on a Top Gear episode once. I cannot recall the phrase they ended up employing.

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